Riders
are supplementary insurance contracts that enhance the basic
life insurance benefits. You can choose from a wide variety
of riders such as accidental death benefit, waiver of premium
upon disability, term insurance, children insurance rider, total
permanent disability rider and a lot more.
Prime Fund Rider (PFR)
Prime Fund Rider (PFR) provides you the opportunity to save
money and earn high interest rates. Your money in the Prime
Fund may be withdrawn anytime, which you can use for your
personal financial needs. The premiums of your policy are
automatically deducted from this rider, giving you added
premium payment convenience.
We make sure YOU and your family are always kept secure.
Accidental Death Benefit (ADB)
Accidental Death Benefit (ADB) is a non-participating rider
that pays an amount equal to the sum insured under this
rider if the insured dies as a result of direct bodily injury.
Waiver of Premium (WP)
Waiver of Premium (WP) is a non-participating rider that
waives the payment of all premiums falling due on the policy
if the insured becomes totally and permanently disabled.
Annual Renewable Term (ART)
Annual Renewable Term (ART) is a non-participating rider
that pays the beneficiary the rider face amount in addition
to the basic face amount of the policy should the insured
die while the rider is in force.
